Luminthir Partners

For owners


You did the hardest thing in business already. You built something people come back to, and it has lasted ten or twenty years.

If you are thinking about what comes next, for the business and for the family that built it, we would like to hear from you.

How many days is your cash stuck?

Four numbers from your books. The calculator runs on this page only. Nothing you type is sent or saved.

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Fill in the four numbers to see your days.

How it is worked out. Daily sales are monthly sales divided by 30. Days in stock are stock divided by daily sales. Days to get paid are what customers owe divided by daily sales. Days before you pay are what you owe suppliers divided by daily sales.
Days your cash is stuck = days in stock + days to get paid − days before you pay
Ten fewer days frees about ten days of sales. This simple version measures everything against sales. An accountant would measure stock and suppliers against the cost of goods, which usually shows more days, not fewer.

Talk to us

Tell us your name, your business, and how long it has been running. We read every one and reply ourselves.

Write to Ovick